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Stanford Graduate School of Business (USA)
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Paga: Ending Cash’s Reign in Emerging Markets
Ciesinski, Stephen; Montgomery, LucyCase SGSB-E748-EEntrepreneurshipTayo Oviosu founded Paga in 2009 to make life possible for the millions of Nigerians who operated in a cash-first environment. Paga helped users send money through peer-to-peer transactions, pay utility bills, and store money in a digital wallet. Paga launched a valuable human agent network throughout Nigeria, which enabled the company to build trust with customers and grow its user base significantly. By November 2020, Paga had over 26,000 agent...Starting at €8.20