Customer Debt Management: A Business-Legal Perspective

The discord or disunity between ordinary business transactions and the financial cycle gives rise to current assets. Current assets necessarily entail direct financing costs or opportunity costs, as well as the risk that these transactions do not end up at their final destination: the cash account. This note addresses customer debt risk management and recommends preventive and remedial policies from a business perspective and surveys the protections and guarantees provided by the legal system.

Collection: IESE (España)
Ref: JN-31-E
Format: PDF
Number of pages: 34
Publication Date: May 16, 2013
Language: English, Spanish
Review date: Feb 9, 2017

Description

The discord or disunity between ordinary business transactions and the financial cycle gives rise to current assets. Current assets necessarily entail direct financing costs or opportunity costs, as well as the risk that these transactions do not end up at their final destination: the cash account. This note addresses customer debt risk management and recommends preventive and remedial policies from a business perspective and surveys the protections and guarantees provided by the legal system.
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Learning Objective

This note may serve as a guide for any current asset management case and for the formulation of active policies to manage the risk of customer debt.

Customer Debt Management: A Business-Legal Perspective

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"Customer Debt Management: A Business-Legal Perspective"