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Solvencia II
English , Spanish
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Reference: FN-586-E
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Number of pages: 9
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Publication Date: May 3, 2012
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Fecha de edición: Apr 2, 2014
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Source: IESE (España)
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Type of Document: Technical Note
Description
The note explains the Solvency II prudential regime for insurance companies. It focuses in depth on capital requirements for the entities, taking into account the underwriting, market, counterparty and operational risks. It also addresses the impact on insurance companies' strategies, such as the target sectors and premiums to be charged. It finally considers the impact on policyholders, whether individuals or companies.
As is the case of the Basel regulations, the result will be a more solvent sector with potential premium increases and disregard for some business sectors.